Your Advisor
& Teammate
The home buying process is a big deal and it doesn't need to stress you out. That's why I do things differently. I'll ensure you find the right home and show you how to search with confidence and clarity.



Download the Guide I Use to Help Buyers Navigate Every Step
I created this Buyer’s Guide to simplify the process and give you the same clarity I provide in person. Inside, you’ll find strategies, timelines, and details to ensure you are prepared for success!
Making the Decision to Buy
Purchasing a property is most likely the biggest financial decision you will ever make. Whether this is your first purchase or you are an experienced buyer, this decision must be made carefully.
Are you tired of paying rent? Have you decided to pay your own mortgage and not your landlord’s? Have you outgrown your current home? Are you looking for an investment portfolio? Are you looking for a rental property? Would you like a larger yard? Would you rather live in a different area? Do you want to shorten your commute? Having a clear sense of your reasons for buying will help you choose the right property.
Step 1: Find a Trustworthy Agent
Real estate agents work for you and have your best interests in mind. They can provide valuable information about properties, saving you time and helping you avoid costly mistakes. Your agent ensures you don't miss any available properties, even those without open houses. Their advice and negotiation skills will make your home buying experience and outcome better.
Step 2: Clarify Your Motivation
Consider why you want to buy a home, both for financial and personal reasons. Knowing your priorities will guide your home selection and offer-making strategy, making it easier to find the right place quickly.
Step 3: Discuss Your Needs & Wants in a Consultation
This is the fun part! Going over what you want to find specifically and exploring options for types of homes and neighborhoods is the first step in seeing the right places. I will seek to understand the specific criteria that matter to you, along with your reasoning, and learn more about your lifestyle and any other goals related to your housing. This valuable information will not only help you find the right places but also enhance the overall home-buying process.
Step 4: Set a Comfortable Monthly Budget
Determine the monthly amount you're comfortable paying as it will remain constant after moving in. Evaluate both upfront and ongoing costs, like taxes, utilities, condo fees, and maintenance. Sometimes, a slightly more expensive house can be a better deal if associated costs are lower.
Step 5: Get Pre-Approval from a Lender
Obtain a pre-approval letter from a reputable lender, indicating your conditional approval for a specific loan amount. This is crucial to show sellers that you can afford their home and is easy to get through a quick online application. You will need to have this ready when you find a home you love and want to make an offer.
Step 6: Select & View Homes
Now comes the fun part – shopping for your dream home! Your agent will regularly share homes that match your criteria, help you set up viewings, and evaluate houses together until you find the right fit.
Step 7: Write an Offer & Make an Initial Deposit
Once you've found the perfect home, your agent will help you create a compelling offer. They'll guide you through the offer details and help you strategize. When the offer is accepted, you'll need to pay an initial deposit, typically around $1000.
Step 8: Inspections
After your offer is accepted, there's a specific period for a home inspection. During this time, your agent will arrange and attend the inspection. If any issues arise, they will be addressed. Once the inspection is satisfactory, you can move on to signing the purchase and sale agreement (P&S).
Step 9: Sign P&S and Make a Second Deposit
The purchase and sale agreement (P&S) outlines the terms of the sale. Your attorney will review and negotiate any important terms. The attorney and your agent will ensure you understand and are comfortable with the document. At this point, you'll sign and make a second deposit, typically 5% of the purchase price. Once this is signed by both buyer and seller, then both parties are legally committed to the sale.
Step 10: Loan Commitment
The mortgage company will review your financial documents and conduct a property appraisal. They'll also ensure there are no issues with the building or association management. This step ensures your loan is ready for final approval. Once that occurs they will issue a ‘commitment letter’ which states they will fund the agreed upon loan amount on the closing date.
Step 11: Closing the Deal and Taking Ownership
When you reach the closing date, you'll meet in person with your attorney to review and sign all the necessary documents. At this point, any remaining funds you're contributing toward the down payment will be due. Once this process is complete, the documents will be registered with the registry of deeds, officially establishing you as the new homeowner.
Step 12: Receive Keys and Move In
Congratulations! You are now the proud owner of your new home! I'll provide you with the keys, granting you full access and ownership of your new property. I'm here to assist you with anything you need to ensure a smooth and organized move-in process. "After the closing, please remember that I'm here for you and ready to assist with anything that comes up during your ownership of the home.
Buying a home should be a straightforward and rewarding process
Not one that brings stress and anxiety! Knowing it could be the largest purchase you make and a decision you will have to ‘live with’ you want to feel confident in your decision. That’s why my goal is to understand deeply what matters most to you and then help you get what you want. I will help guide you through the process and find the ideal home that aligns with your lifestyle, goals, and values. I want the process of finding a home to be exciting and fun for you! I’m committed to clearly explaining all steps involved in the search. I will communicate clearly and often, and ensure you feel comfortable with and understand the plan and marketplace. I’m dedicated to providing professional and personalized service throughout your home search.
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Let’s Build a Buying Strategy That Truly Fits You
When we talk, I’ll focus on understanding your goals, timeline, and concerns. I’ll break down the market in a way that feels clear and manageable, so you can move toward the right home with confidence and zero guesswork.
